Elite athletes are not only valuable for their talent but also for the physical assets that define their careers. To protect against career-ending injuries or loss of form, clubs and sponsors often take out massive insurance policies on their stars. At the top of the list is football icon Lionel Messi, whose insurance coverage dwarfs all others.
Top High-Value Athlete Insurance Policies
Lionel Messi – $900 Million
The most expensive athlete insurance policy ever recorded belongs to Lionel Messi. His legs—particularly his left foot—were reportedly insured for a staggering $900 million by his former club, FC Barcelona. The policy reflects Messi’s extraordinary importance to the club and the unmatched value of his footballing ability.
David Beckham – $195 Million
Former England captain David Beckham once had his entire body insured for $195 million. Beyond his footballing skills, the policy also accounted for his global brand appeal, endorsements, and commercial value at the height of his career.
Cristiano Ronaldo – $144 Million
Real Madrid insured Cristiano Ronaldo’s legs for $144 million during his time at the club. Known for his speed, power, and athleticism, Ronaldo’s physical condition was central to both his performance and the club’s investment.
LeBron James – $100 Million
NBA superstar LeBron James reportedly secured insurance worth $100 million, covering his playing ability and overall physical health. As one of basketball’s most marketable athletes, the policy protected both his on-court dominance and off-court commercial value.
By Prince Tuffuor
