The Bank of Ghana (BoG) has issued a statement to clarify how earnings by Ghanaian content creators from digital platforms should be treated under the country’s financial regulations.
According to the central bank, payouts received by creators including income generated from platforms such as X, are classified as service export proceeds. This means such inflows are permitted under Ghana’s existing foreign exchange framework.
In a statement released on Monday April 20, 2026, the BoG explained that creators can legally receive their earnings through Foreign Exchange Accounts (FEAs) held with banks in Ghana or directly into Ghana cedi accounts, provided all transactions comply with applicable regulatory requirements.
The clarification comes amid concerns from some digital creators who have reported challenges accessing their funds. The central bank acknowledged these issues, noting that such difficulties should not typically occur when transactions are processed correctly.
“The Bank appreciates the feedback received from affected persons and is actively reviewing the matter,” the statement said.
It added that the BoG is working with relevant institutions to identify the root causes of the challenges and ensure they are resolved promptly.
The central bank reaffirmed its commitment to maintaining a stable financial system that supports legitimate cross-border transactions, including digital earnings categorized as service exports.
It also pledged continued engagement with stakeholders as efforts to address the concerns progress.
The move is expected to provide clarity and reassurance to Ghana’s growing community of digital content creators, many of whom rely on international platforms for income.
CREDIT: Mavis Fantevi
